I was tired, suffering from burnout, and falling asleep at the wheel.
I was looking for a way to re-energize.
Luckily the YouTube algorithm came through and I beat the market with stocks.
All tagged Personal Finance
30 year vs. 15 year Mortgage? Don't make my mistake.
If you’re stuck between a 30-year and a 15-year mortgage
or planning on refinancing because rates are so low,
make sure you do the math.
Exchange Traded Funds…What’s That?
3 minute read
Pros: See real time the cost of that fund.
Cons: Some brokerages do not provide the fractional share feature.
My First Credit Card
1 minute read
My first credit card is special not because it was my first card, but because it reminds me of the time I learned how to book travel on a budget with my mom.
Three Ways To Get A Credit Card Without a Job
3 minute read
If you don’t have a job, it’ll be pretty tough to convince credit card companies to hand you a piece of plastic with the potential to spend thousands of dollars.
Read this short blog to figure out the 3 ways you can get around it to start building your credit score for the future!
My Credit Card Picks for College Students
6 minute read
The hardest part about college is learning how to adult.
You’re worried about getting good grades, and you’ve got a taste of managing your finances, finding apartments, and even working your first job.
Getting a credit card should be the least of your worries.
How Credit Cards Work (for the COMPLETE BEGINNER)
3 minute read
Credit card companies only make money when you don’t pay off your entire statement balance.
Every month, you’ll get this really confusing piece of paper with a bunch of words that even I don’t fully understand.
We just need to focus on the New Balance and ignore the minimum balance.
Anything you don’t pay back will get charged compound interest! This is bad debt.
So you opened a Roth IRA...what next?
2 minute read
Roth IRAs are great investment vehicles...if you use the money in them to buy assets.
These include stocks, bonds, ETFs, REITs, mutual and index funds.
You want to let these assets appreciate and compound in value over time! The main benefit to a Roth IRA is that you let time increase the value of your money, and you get to take it out tax free at retirement!
How to use being “CHEAP” to save you from Credit Card Debt!
2 minute read
Credit cards have bonus cashback that gives you an extra 5-15% But, you still spend money on things you don’t need! Avoid impulse buying. I trick my cheap self into not using my credit cards by not carrying the one with the biggest bonus or forgetting a coupon. This reverse psychology creates. . .
Do Credit Scores impact Car Insurance Rates?
1 minute read
High credit scores aren’t just for loans.
They also tell car insurance agencies about your reliability.
5 Best Bank Accounts I haven't Divorced
9 minute read
I wanted to let you know the top 5 banks that I love...or at least haven’t taken my money out of...yet…
How To Track Your Credit Score
1 minute read
3 easy and free ways to check your score are through your credit card company, Credit Karma, and Mint by Intuit.
How to Manage your Credit Score (For the COMPLETE Beginner)
2 minute read
Don’t let yourself get into debt. Pay off the full balance on time and keep your credit usage down. Do this with a couple of cards, and you’ll have a 700+ credit score in no time!
Comparing Index Funds for Fidelity, Charles Schwab, and Vanguard
1 minute read
Here are the 8 most common index funds that investors use for their investments.
Index Funds vs. Mutual Funds: The Short and Skinny
1 minute read
In this post, we break down the similarities and differences between Index and Mutual Funds
What is a Credit Score?
3 minute read
Read about the 5 key things that make up your credit score.
Using Index Funds to Invest like a Pro!
3 minute read
Instead of taking a ton of time researching individual stocks and risking losing big because you don’t have enough money to adequately diversify, invest like pros using index funds!
How to skyrocket your Credit Score from a 675 to 700+ in just 3 months!
3 minute read
When he told me the banks gave him 7% interest rate on his loan, I. was. livid. They just cheated him.
Late fees? Pfft! Say these 4 lines to get them waived!
4 minute read
You might not get the result you want, but it doesn’t hurt to ask.
K.I.S.S. Finances before Fiancé(e)s
6 minute read
He doesn’t mean give your wallet a smooch. He means “keep it simple, stupid.”