Which index fund to buy?
What ETF to buy now?
Is index fund or ETF better?
A blog to answer all of these questions.
All in YFFIE
Dear New Investors,
I was tired, suffering from burnout, and falling asleep at the wheel.
I was looking for a way to re-energize.
Luckily the YouTube algorithm came through and I beat the market with stocks.
30 year vs. 15 year Mortgage? Don't make my mistake.
If you’re stuck between a 30-year and a 15-year mortgage
or planning on refinancing because rates are so low,
make sure you do the math.
How I lost $500 in Options Trading
Making money from buying and selling options are risky.
I lost $50 within an hour and then $500 in a matter of a couple of weeks.
Do. Your. research. Find good resources and paper trade!
No Money? Here’s how you can still play stocks!
No money? No problem.
All you need is a paper trading account!
What is paper trading?
3 minute read
Don’t risk any of your own money.
Practice first by paper trading.
10 Popular ETFs that EVERY Investor Knows About
1 minute read
Literally. Every investor knows about these 10.
Exchange Traded Funds…What’s That?
3 minute read
Pros: See real time the cost of that fund.
Cons: Some brokerages do not provide the fractional share feature.
My First Credit Card
1 minute read
My first credit card is special not because it was my first card, but because it reminds me of the time I learned how to book travel on a budget with my mom.
Three Ways To Get A Credit Card Without a Job
3 minute read
If you don’t have a job, it’ll be pretty tough to convince credit card companies to hand you a piece of plastic with the potential to spend thousands of dollars.
Read this short blog to figure out the 3 ways you can get around it to start building your credit score for the future!
My Credit Card Picks for College Students
6 minute read
The hardest part about college is learning how to adult.
You’re worried about getting good grades, and you’ve got a taste of managing your finances, finding apartments, and even working your first job.
Getting a credit card should be the least of your worries.
How Credit Cards Work (for the COMPLETE BEGINNER)
3 minute read
Credit card companies only make money when you don’t pay off your entire statement balance.
Every month, you’ll get this really confusing piece of paper with a bunch of words that even I don’t fully understand.
We just need to focus on the New Balance and ignore the minimum balance.
Anything you don’t pay back will get charged compound interest! This is bad debt.
So you opened a Roth IRA...what next?
2 minute read
Roth IRAs are great investment vehicles...if you use the money in them to buy assets.
These include stocks, bonds, ETFs, REITs, mutual and index funds.
You want to let these assets appreciate and compound in value over time! The main benefit to a Roth IRA is that you let time increase the value of your money, and you get to take it out tax free at retirement!
My Top 3 Credit Cards for Beginners
4 minute read
Bank of America, Chase, and Discover all have great credit cards with solid cashback bonuses, no annual fees, and a large sign-up bonus!
How I got into Credit Card churning in college
3 minute read
I used these with airline tickets, bonus points, cashback rewards, and Christmas gifts to make an extra $800 that year. But you’ve got to be careful not to overspend and impulse shop. You don’t want to ruin your credit score or. . .
What is Credit Card Churning?
3 minute read
Credit Card Churning is a great other source of income if you’re looking to earn a little extra cashback or bonus on big ticket items you were already planning to buy.
How to make money from Credit Cards
2 minute read
Eat out a lot or like to split the bill on things like travel, restaurants, food, gas, uber, lyft? Having a credit card that offers cashback or travel points can net you some extra money for. . .
How to use being “CHEAP” to save you from Credit Card Debt!
2 minute read
Credit cards have bonus cashback that gives you an extra 5-15% But, you still spend money on things you don’t need! Avoid impulse buying. I trick my cheap self into not using my credit cards by not carrying the one with the biggest bonus or forgetting a coupon. This reverse psychology creates. . .
The Psychology of Credit Cards and Why They're Evil
2 minute read
Credit cards offer bonus cashback at specific stores on top of their regular cashback. Don’t be fooled, you may save $3, but they get you to spend an extra $50. Even if you think you’ll return it, chances are life happens and you don’t.
Do Credit Scores impact Car Insurance Rates?
1 minute read
High credit scores aren’t just for loans.
They also tell car insurance agencies about your reliability.