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A lifestyle blog to build a happier life

Authors

  • Nguyening Lifestyles
  • Nick Nguyen
  • Chris Nguyen
  • Gen Nguyen
Nguyening Lifestyles Own Your Life | “Nguyen” Big
 
Featured
Dear New Investors,
Dec 11, 2020
Nick
Dear New Investors,
Dec 11, 2020
Nick

I was tired, suffering from burnout, and falling asleep at the wheel.

I was looking for a way to re-energize.

Luckily the YouTube algorithm came through and I beat the market with stocks.

Read More →
Dec 11, 2020
Nick
Three Ways To Get A Credit Card Without a Job
Aug 20, 2020
Nick
Three Ways To Get A Credit Card Without a Job
Aug 20, 2020
Nick

3 minute read

If you don’t have a job, it’ll be pretty tough to convince credit card companies to hand you a piece of plastic with the potential to spend thousands of dollars.

Read this short blog to figure out the 3 ways you can get around it to start building your credit score for the future!

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Aug 20, 2020
Nick
So you opened a Roth IRA...what next?
Aug 14, 2020
Nick
So you opened a Roth IRA...what next?
Aug 14, 2020
Nick

2 minute read

Roth IRAs are great investment vehicles...if you use the money in them to buy assets.

These include stocks, bonds, ETFs, REITs, mutual and index funds.

You want to let these assets appreciate and compound in value over time! The main benefit to a Roth IRA is that you let time increase the value of your money, and you get to take it out tax free at retirement!

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Aug 14, 2020
Nick
How I got into Credit Card churning in college
Aug 3, 2020
Nick
How I got into Credit Card churning in college
Aug 3, 2020
Nick

3 minute read

I used these with airline tickets, bonus points, cashback rewards, and Christmas gifts to make an extra $800 that year. But you’ve got to be careful not to overspend and impulse shop. You don’t want to ruin your credit score or. . .

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Aug 3, 2020
Nick
What is Credit Card Churning?
Jul 27, 2020
Nick
What is Credit Card Churning?
Jul 27, 2020
Nick

3 minute read

Credit Card Churning is a great other source of income if you’re looking to earn a little extra cashback or bonus on big ticket items you were already planning to buy.

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Jul 27, 2020
Nick
How to make money from Credit Cards
Jul 24, 2020
Nick
How to make money from Credit Cards
Jul 24, 2020
Nick

2 minute read

Eat out a lot or like to split the bill on things like travel, restaurants, food, gas, uber, lyft? Having a credit card that offers cashback or travel points can net you some extra money for. . .

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Jul 24, 2020
Nick
How to use being “CHEAP” to save you from Credit Card Debt!
Jul 22, 2020
Nick
How to use being “CHEAP” to save you from Credit Card Debt!
Jul 22, 2020
Nick

2 minute read

Credit cards have bonus cashback that gives you an extra 5-15% But, you still spend money on things you don’t need! Avoid impulse buying. I trick my cheap self into not using my credit cards by not carrying the one with the biggest bonus or forgetting a coupon. This reverse psychology creates. . .

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Jul 22, 2020
Nick
The Psychology of Credit Cards and Why They're Evil
Jul 20, 2020
Nick
The Psychology of Credit Cards and Why They're Evil
Jul 20, 2020
Nick

2 minute read

Credit cards offer bonus cashback at specific stores on top of their regular cashback. Don’t be fooled, you may save $3, but they get you to spend an extra $50. Even if you think you’ll return it, chances are life happens and you don’t.

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Jul 20, 2020
Nick
Do Credit Scores impact Car Insurance Rates?
Jul 10, 2020
Nick
Do Credit Scores impact Car Insurance Rates?
Jul 10, 2020
Nick

1 minute read

High credit scores aren’t just for loans.

They also tell car insurance agencies about your reliability.

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Jul 10, 2020
Nick
How to Manage your Credit Score (For the COMPLETE Beginner)
Jul 6, 2020
Nick
How to Manage your Credit Score (For the COMPLETE Beginner)
Jul 6, 2020
Nick

2 minute read

Don’t let yourself get into debt. Pay off the full balance on time and keep your credit usage down. Do this with a couple of cards, and you’ll have a 700+ credit score in no time!

Read More →
Jul 6, 2020
Nick
What is a Credit Score?
Jun 30, 2020
Nick
What is a Credit Score?
Jun 30, 2020
Nick

3 minute read

Read about the 5 key things that make up your credit score.

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Jun 30, 2020
Nick
How to skyrocket your Credit Score from a 675 to 700+ in just 3 months!
Jun 25, 2020
Nick
How to skyrocket your Credit Score from a 675 to 700+ in just 3 months!
Jun 25, 2020
Nick

3 minute read

When he told me the banks gave him 7% interest rate on his loan, I. was. livid. They just cheated him.

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Jun 25, 2020
Nick
Your Cheat Sheet to Stock Market Investing for COMPLETE Beginners
Jun 22, 2020
Nick
Your Cheat Sheet to Stock Market Investing for COMPLETE Beginners
Jun 22, 2020
Nick

5 minute read

Getting bombarded with all this fancy financial jargon about the stock market? Here’s a quick list of common terms and definitions if you’re a COMPLETE beginner.

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Jun 22, 2020
Nick
Late fees? Pfft! Say these 4 lines to get them waived!
Jun 19, 2020
Nick
Late fees? Pfft! Say these 4 lines to get them waived!
Jun 19, 2020
Nick

4 minute read

You might not get the result you want, but it doesn’t hurt to ask.

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Jun 19, 2020
Nick
How I made $120 in 7 minutes from my Internet Service Provider
Jun 19, 2020
Nick
How I made $120 in 7 minutes from my Internet Service Provider
Jun 19, 2020
Nick

4 minute read

Don’t let these companies scam you when you are the one paying for 24/7 services.

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Jun 19, 2020
Nick
K.I.S.S. Finances before Fiancé(e)s
Jun 19, 2020
Nick
K.I.S.S. Finances before Fiancé(e)s
Jun 19, 2020
Nick

6 minute read

He doesn’t mean give your wallet a smooch. He means “keep it simple, stupid.” 

Read More →
Jun 19, 2020
Nick
My mom and a pair of jeans taught me the secret to being rich
Jun 16, 2020
Nick
My mom and a pair of jeans taught me the secret to being rich
Jun 16, 2020
Nick

4 minute read

Ever since that day, I’ve carried this huge guilt. I hate spending money.

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Jun 16, 2020
Nick
How being frugal is different from being cheap!
Jun 11, 2020
Nick
How being frugal is different from being cheap!
Jun 11, 2020
Nick

5 minute read

This was a lesson my parents were trying to teach me my entire life, but my dense mind couldn’t comprehend it.

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Jun 11, 2020
Nick
Treat yo’ self first: How to buy whatever you want and not feel guilty!
Jun 10, 2020
Nick
Treat yo’ self first: How to buy whatever you want and not feel guilty!
Jun 10, 2020
Nick

7 minute read

Once you accept the fact that it’s okay to spend money on things you hold valuable, you’re ready for the secret to buying whatever you want without feeling guilty

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Jun 10, 2020
Nick
Where you live matters! How to do some quick math to decide where to go after college
Jun 9, 2020
Nick
Where you live matters! How to do some quick math to decide where to go after college
Jun 9, 2020
Nick

2 minute read

Is it time to move? Where you live has a huge effect on how much money you take home!

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Jun 9, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 3)
Jun 8, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 3)
Jun 8, 2020
Nick

8 Minute Read

A Streamlined Decision Tree to help you figure out whether you should open a Traditional IRA or Roth IRA.

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Jun 8, 2020
Nick
Which brokerage should I use for my IRA?
Jun 7, 2020
Nick
Which brokerage should I use for my IRA?
Jun 7, 2020
Nick

8 minute read

Which brokerage I landed on for my IRA and why it doesn’t matter! A comparison between: Schwab vs. Fidelity vs. Vanguard

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Jun 7, 2020
Nick
How I came across retirement accounts as a Millennial
Jun 4, 2020
Nick
How I came across retirement accounts as a Millennial
Jun 4, 2020
Nick

3 minute read

Their responses definitely weren’t the most ‘warm and fuzzy, let me hold your hand through this you poor baby’.

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Jun 4, 2020
Nick
My lucky break. Why I wish I could keep my 457(b)...
Jun 2, 2020
Nick
My lucky break. Why I wish I could keep my 457(b)...
Jun 2, 2020
Nick

2 minute read

If your employer offers it, definitely look into enrolling, because it’s a great way to have an emergency fund shielded from taxes!

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Jun 2, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 2)
Jun 1, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 2)
Jun 1, 2020
Nick

3 minute read

My friend is making around $50,000 in her day job. Which one would be best for her? 

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Jun 1, 2020
Nick
Work a Job? This is how much time you lose from your life based on your salary
May 30, 2020
Nick
Work a Job? This is how much time you lose from your life based on your salary
May 30, 2020
Nick

5 minute read

Read to see how much time is lost based on your income level.

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May 30, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 1)
May 25, 2020
Nick
What is an IRA and how do I pick between a Traditional vs. Roth? (Part 1)
May 25, 2020
Nick

4 minute read

Don’t fall prey to analysis paralysis. Read this post to kick start investing towards your retirement.

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May 25, 2020
Nick
3 Simple Reasons why you should open your Roth IRA today - all it takes is $1
May 20, 2020
Nick
3 Simple Reasons why you should open your Roth IRA today - all it takes is $1
May 20, 2020
Nick

3 minute read

If you’re 18 or older and have $1, it’s time.

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May 20, 2020
Nick
6-Figure Salary? TOO BAD! You’re not as rich as you think you are!
May 17, 2020
Nick
6-Figure Salary? TOO BAD! You’re not as rich as you think you are!
May 17, 2020
Nick

5 minute read

The math that breaks down how taxes keep you poor.

Read More →
May 17, 2020
Nick
From "Yuppie" to "Yappie" to "Yuffie": Career and Life Goals for 2020
May 16, 2020
Nick
From "Yuppie" to "Yappie" to "Yuffie": Career and Life Goals for 2020
May 16, 2020
Nick

8 minute read

Turns out you were an entrepreneur your whole life — who knew?

Read More →
May 16, 2020
Nick
 
 
 

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