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A lifestyle blog to build a happier life

Authors

  • Nguyening Lifestyles
  • Nick Nguyen
  • Chris Nguyen
  • Gen Nguyen
Nguyening Lifestyles Own Your Life | “Nguyen” Big
 
Featured
Is Yotta Savings the Right Bank Account for You?
Jan 1, 2021
Nick
Is Yotta Savings the Right Bank Account for You?
Jan 1, 2021
Nick

Yotta Savings is a revolutionary & fun bank account that really helps you SAVE money instead of a traditional high-yield savings account that slams you with fees.

In this blog we’ll talk about the pros and cons of Yotta.

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Jan 1, 2021
Nick
My First Credit Card
Aug 21, 2020
Nick
My First Credit Card
Aug 21, 2020
Nick

1 minute read

My first credit card is special not because it was my first card, but because it reminds me of the time I learned how to book travel on a budget with my mom.

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Aug 21, 2020
Nick
Three Ways To Get A Credit Card Without a Job
Aug 20, 2020
Nick
Three Ways To Get A Credit Card Without a Job
Aug 20, 2020
Nick

3 minute read

If you don’t have a job, it’ll be pretty tough to convince credit card companies to hand you a piece of plastic with the potential to spend thousands of dollars.

Read this short blog to figure out the 3 ways you can get around it to start building your credit score for the future!

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Aug 20, 2020
Nick
My Credit Card Picks for College Students
Aug 19, 2020
Nick
My Credit Card Picks for College Students
Aug 19, 2020
Nick

6 minute read

The hardest part about college is learning how to adult.

You’re worried about getting good grades, and you’ve got a taste of managing your finances, finding apartments, and even working your first job.

Getting a credit card should be the least of your worries.

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Aug 19, 2020
Nick
How Credit Cards Work (for the COMPLETE BEGINNER)
Aug 17, 2020
Nick
How Credit Cards Work (for the COMPLETE BEGINNER)
Aug 17, 2020
Nick

3 minute read

Credit card companies only make money when you don’t pay off your entire statement balance.

Every month, you’ll get this really confusing piece of paper with a bunch of words that even I don’t fully understand.

We just need to focus on the New Balance and ignore the minimum balance.

Anything you don’t pay back will get charged compound interest! This is bad debt.

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Aug 17, 2020
Nick
My Top 3 Credit Cards for Beginners
Aug 12, 2020
Nick
My Top 3 Credit Cards for Beginners
Aug 12, 2020
Nick

4 minute read

Bank of America, Chase, and Discover all have great credit cards with solid cashback bonuses, no annual fees, and a large sign-up bonus!

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Aug 12, 2020
Nick
How I got into Credit Card churning in college
Aug 3, 2020
Nick
How I got into Credit Card churning in college
Aug 3, 2020
Nick

3 minute read

I used these with airline tickets, bonus points, cashback rewards, and Christmas gifts to make an extra $800 that year. But you’ve got to be careful not to overspend and impulse shop. You don’t want to ruin your credit score or. . .

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Aug 3, 2020
Nick
What is Credit Card Churning?
Jul 27, 2020
Nick
What is Credit Card Churning?
Jul 27, 2020
Nick

3 minute read

Credit Card Churning is a great other source of income if you’re looking to earn a little extra cashback or bonus on big ticket items you were already planning to buy.

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Jul 27, 2020
Nick
How to make money from Credit Cards
Jul 24, 2020
Nick
How to make money from Credit Cards
Jul 24, 2020
Nick

2 minute read

Eat out a lot or like to split the bill on things like travel, restaurants, food, gas, uber, lyft? Having a credit card that offers cashback or travel points can net you some extra money for. . .

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Jul 24, 2020
Nick
5 Best Bank Accounts I haven't Divorced
Jul 9, 2020
Nick
5 Best Bank Accounts I haven't Divorced
Jul 9, 2020
Nick

9 minute read

I wanted to let you know the top 5 banks that I love...or at least haven’t taken my money out of...yet…

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Jul 9, 2020
Nick
How To Track Your Credit Score
Jul 8, 2020
Nick
How To Track Your Credit Score
Jul 8, 2020
Nick

1 minute read

3 easy and free ways to check your score are through your credit card company, Credit Karma, and Mint by Intuit.

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Jul 8, 2020
Nick
How to Manage your Credit Score (For the COMPLETE Beginner)
Jul 6, 2020
Nick
How to Manage your Credit Score (For the COMPLETE Beginner)
Jul 6, 2020
Nick

2 minute read

Don’t let yourself get into debt. Pay off the full balance on time and keep your credit usage down. Do this with a couple of cards, and you’ll have a 700+ credit score in no time!

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Jul 6, 2020
Nick
What is a Credit Score?
Jun 30, 2020
Nick
What is a Credit Score?
Jun 30, 2020
Nick

3 minute read

Read about the 5 key things that make up your credit score.

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Jun 30, 2020
Nick
How to skyrocket your Credit Score from a 675 to 700+ in just 3 months!
Jun 25, 2020
Nick
How to skyrocket your Credit Score from a 675 to 700+ in just 3 months!
Jun 25, 2020
Nick

3 minute read

When he told me the banks gave him 7% interest rate on his loan, I. was. livid. They just cheated him.

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Jun 25, 2020
Nick
5 Reasons Why Everyone Should have a Charles Schwab Checking Account
Jun 3, 2020
Nick
5 Reasons Why Everyone Should have a Charles Schwab Checking Account
Jun 3, 2020
Nick

6 minute read

One of the most versatile bank accounts I’ve ever had.

Read More →
Jun 3, 2020
Nick
 
 
 

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